Connections run through Plaid with read-only access and are encrypted in transit. Money Manager never stores your bank username or password and cannot move money. You can disconnect at any time.

Which banks are supported?

Plaid covers most US banks and credit unions, including the large national banks and thousands of regional ones. If yours is missing, statement upload is the fallback.

Is bank sync included in the free plan?

Bank sync is a Premium feature. The free plan includes manual tracking, budgets, reports, bills and two statement uploads.

How often does it sync?

On every app open and periodically while the app is open. Some banks post transactions a day or two after the purchase, which is a bank delay rather than an app delay.

Money Manager

All features

Connect your bank and stop typing.

Link checking, savings and credit cards through Plaid with read-only access. Transactions arrive already categorized. Or import a PDF or CSV statement.

Start freePremium feature

Chase Checking Read-only

Balance

$4,812.66

Synced 2 minutes ago. 4 new transactions.

ShellToday, categorized automatically-$48.30
NetflixToday, categorized automatically-$15.49
Trader Joe'sYesterday, categorized automatically-$64.18
Payroll depositOct 15, categorized automatically+$3,120.00

Bank sync connects your accounts to Money Manager through Plaid, the same connection layer used by most US banking apps. Access is read-only: Money Manager can see transactions and balances but can never move money, and it never sees your bank password. New transactions import on their own and land in a category.

Read-only, always

Plaid grants view access only. No one, including Money Manager, can initiate a payment through the connection.

Your password stays with your bank

You sign in on your bank's own screen inside Plaid. Money Manager receives a token, never credentials.

Statements work too

No Plaid for your bank? Upload a PDF or CSV statement, even password protected, and import up to twelve months.

No Plaid for your bank? Upload the statement.

Drop a PDF or CSV from your bank's website. Password-protected PDFs are unlocked on the spot. Import up to twelve months in one go.

PDF and CSV statements from any bank
Password-protected PDFs supported
Duplicates are skipped if you upload twice
Two uploads free, unlimited on Premium

Drop your statement here

PDF or CSV, up to 20 MB

chase_statement_sep_2026.pdf128 imported
amex_aug_2026.csv64 imported

How bank sync works in practice.

What happens when you connect

You pick your bank from the Plaid list and sign in there. Money Manager exchanges the result for a read-only token, shows a Connecting to Your Bank banner while history imports, then keeps the account current in the background. Linked accounts are marked as bank accounts and sit next to your manual ones.

Imported, categorized, and counted against budgets

Each synced transaction gets a category from its merchant and description, so a Shell charge lands in Fuel and a Netflix charge lands in Entertainment. Recategorize anything with one tap, and the budgets update.

Checking, savings and credit cards
Balances update with each sync
Disconnect any time from the account page

Linked accounts unlock the savings insights

With a full history, Money Manager can spot recurring charges with no recent activity, hidden bank fees and credit card interest, and tell you what cancelling would save per year.

Getting started

Choose Connect Bank Account

From the plus menu on the dashboard, or from the Accounts page.

Pick your bank and sign in on the bank's own screen. Money Manager never sees the password.

Wait for the first import

A banner shows while recent history imports. Most banks finish in under a minute.

Review categories

Skim the imported transactions and fix any category you would file differently. The app remembers your choice.

Questions about bank sync

Try it free, upgrade when it earns it.

The free plan covers tracking, budgets and reports. Premium adds this and the rest of the automation.

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